Terms of Service

Last updated: 23 February 2026

1. Acceptance of Terms

By downloading, installing, or using the Trusty application ("App"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not use the App.

2. What Trusty Is

Trusty is a personal finance tracking application that allows you to record and categorise transactions, set budgets, track financial goals, and view AI-powered spending insights.

Trusty is not a financial advisor, bank, or licensed financial institution. Any insights provided are for informational purposes only and should not be taken as financial advice.

3. Eligibility

You must be at least 13 years old to use Trusty. If you are under 18, you should have parental or guardian consent.

4. Your Account

You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorised access to your account.

5. Subscriptions & Payments

Trusty offers free and premium tiers. Premium features require a subscription (monthly, yearly, or lifetime), managed through Apple App Store or Google Play Store.

  • Subscriptions auto-renew unless cancelled before the renewal date.
  • Refunds are handled by the respective app store.
  • We reserve the right to change pricing with reasonable notice.

6. Bank Connections (Plaid)

If you choose to connect a bank account, this is facilitated by Plaid. By using this feature, you also agree to Plaid's terms and privacy policy.

Trusty does not store your bank login credentials.

7. AI Features

Trusty may use AI (via OpenAI) to generate spending insights. These are generated from your financial data and are for informational purposes only. We do not guarantee accuracy.

8. Acceptable Use

You agree not to:

  • Use the App for any illegal purpose
  • Attempt to reverse-engineer or modify the App
  • Interfere with the App's operation or security
  • Use automated tools to scrape or access the App
  • Share your account with others

9. Data & Privacy

Your use of the App is also governed by our Privacy Policy. By using Trusty, you consent to the data practices described there.

10. Intellectual Property

All content, design, and code within Trusty is owned by us. You may not copy, reproduce, or distribute any part of the App without written permission.

11. Disclaimers

Trusty is provided "as is" without warranties of any kind. We do not guarantee that the App will be error-free, uninterrupted, or meet your specific requirements.

12. Limitation of Liability

To the fullest extent permitted by law, Trusty and its developers shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the App.

13. Termination

We reserve the right to suspend or terminate your account if you violate these Terms. You may delete your account at any time from within the App.

14. Changes to These Terms

We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the new Terms.

15. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be resolved in the courts of New South Wales.

16. Contact Us

If you have questions about these Terms, contact us at:

support@trustyfinance.app
trustyfinance.app

Trusty — trustyfinance.app